The Bank of Thailand is phasing in standards across 19 retail and SME fee items from July to October 2026. Customers should check their own bank's latest schedule before acting.
Damaged Thai banknotes can be taken to Government Savings Bank branches, selected commercial bank branches on Wednesdays or the monthly Banknote Clinic.
Thailand's credit-card minimum payment remains 8% through the end of 2026, with a repayment incentive and restructuring routes for borrowers under pressure.