BEAMS shoppers in Bangkok can choose between a points-funded cashback reward and a 0% instalment plan when paying with an eligible KTC credit card. The promotion runs at the Siam Paragon and EMSPHERE branches from 25 September 2026 to 31 January 2027.
The two privileges solve different problems. Cashback lowers the effective cost of a purchase, while instalments spread the payment over three or ten months. Both require KTC FOREVER points, and registration must be completed on the transaction date.
Option one: 10% cashback
Redeem KTC FOREVER points equal to the purchase amount to receive 10% cashback. There is no stated cap on the number of redemptions during the campaign, but you need enough points to match the full transaction value.
KTC says the cashback will be credited within 60 days after the end of the month in which the transaction was made. That means this is not an instant till discount. Keep the receipt and registration confirmation until the credit appears on your account.
Option two: 0% instalments
Spend at least THB 1,500 on a single sales slip to use the instalment benefit. Redeeming points equal to 20% of the purchase amount unlocks a three-month 0% plan. Redeeming points equal to 50% of the purchase amount unlocks a ten-month 0% plan.
The longer plan requires substantially more points, so compare the cash-flow benefit with the value you place on those points. A 0% plan can make a planned wardrobe purchase easier to budget, but it should not turn an unplanned item into an automatic buy.
Register on the same day
Complete the required registration by SMS or through KTC’s online channel on the transaction date. If you register the same purchase for more than one point-based privilege, KTC will prioritise the instalment option. Only one KTC FOREVER points promotion can apply to a transaction.
Before paying, tell the BEAMS team which route you intend to use and check that the sales slip reaches the relevant threshold. Take a screenshot of the successful registration message, then retain it alongside your receipt.
Where it applies
The campaign is limited to BEAMS at Siam Paragon and EMSPHERE. Purchases at other locations or channels should not be assumed to qualify. The promotion also cannot be combined with other offers unless expressly permitted in the current terms.
For more Bangkok retail ideas, visit our shopping guides. Our deals section tracks other time-limited offers, while the money section explains practical card and payment choices.
Choosing the better option
Choose cashback if you have a healthy points balance, can pay the card bill normally and value a later statement credit. Consider instalments if the purchase was already planned and spreading it genuinely helps your budget. In either case, pay attention to the points required rather than focusing only on the headline percentage.
The final day is 31 January 2027. Review the live KTC terms before a high-value purchase, because merchant participation, product exclusions or registration channels can be updated during a long campaign.